Credit Problems

Credit Problems

Read about typical credit dilemmas.

With This Web Page

  • Bank and Credit Product Complaints
  • Home Equity Loans
  • Unsecured Loans

Bank and Credit Product Complaints

Report difficulties with your bank, standard bank, loan provider, or broker. The Federal Reserve provides ideas to allow you to register a grievance:

  • Contact the branch supervisor, the consumer solution hotline, or perhaps the organization’s internet site.
  • Explain your condition and just how you need the lender to eliminate it. Make use of this test grievance letter for tips about what things to use in your issue.
  • Offer copies of receipts, checks, or any other proof the deal.

In the event that bank does not assist, get assistance from the proper agency that is regulatory.

Complaints About Deposit Accounts

A few federal federal government agencies regulate finance institutions. Learn which agency takes complaints regarding the standard bank.

  • Contact the Office of the Comptroller regarding the Currency for complaints about
    • A bank that is nationalhas nationwide with its title, or N. A at the conclusion)
    • Federal cost savings and loans
    • Federal cost savings banking institutions.
  • For a challenge with a state-chartered bank and trust business, contact either
    • The Federal Deposit Insurance Corporation or
    • A state banking authority.
  • Complain in regards to a credit that is federally chartered with all the nationwide Credit Union Administration.
  • The Federal Reserve System for a problem with a state-chartered bank that is a member of the Federal Reserve System, contact.

Complaints About Other Financial Solutions

Other agencies handle complaints about other products that are financial

  • Complain towards the customer Financial Protection Bureau (CFPB) about:
    • Credit file
    • Commercial collection agency
    • Loans
    • Cash transfers
    • Mortgages
    • Digital money
  • Complain about investments using the Securities and Exchange Commission or a state’s securities regulator. Continue reading “Credit Problems”